Conventional Mortgage Loans
Conventional Mortgage Loan Products
Conventional Mortgage Loans can be used to purchase or refinance your home and there are several loan product options to chose from. The Mortgage Company of South Carolina is qualified to assist you in finding the best option for your particular financial situation. Below you will find a portion of the loan products available with a small description of their key aspects. For more information on these loan products or to get any questions answered contact us today.
The Perfect Mortgage is Just a Click or a Call Away!
Conventional Loans
- For Purchase or Refinancing of a Primary Residence, Second Home, or Investment Property
- Fannie Mae Loans to $766,550
- Freddie Mac Loans to $766,550
Federal Housing Authority (FHA) Loans
- For Purchase or Refinancing of a Primary Residence
- Purchase Loan Limits from $498,757
- Refinance for Rate and Term Financing to Lower Interest Rate and Monthly Payment
Veterans Administration (VA) Loans
- For Purchase or Refinancing of a Primary Residence
- Full and Partial Entitlement Loans available
- Refinance for Rate and Term Financing to Lower Interest Rate and Monthly Payment
Affordable Lending Loans
- Ideal for First Time Homebuyers
- For Purchase of a Primary Residence
- Fannie Mae HomeReady
- Freddie Mac Home Possible
- Freddie Mac Borrow Smart
- Income limits apply
Assets for Income Loans
- For Purchase of a Primary Residence, Second Home, or Investment Property
- No Employment Required
- Program using Cash and Investment Assets for Income Calculations
- Can be used to supplement employment income for Loan Qualifications
Self-Employed Loans
- For Purchase of a Primary Residence, Second Home, or Investment Property
- Loan amount to $3,000,000
- Program using Business Bank Statements for Income Calculations
- Program using Cash and Investment Assets for Income Calculations
Jumbo Loans
- Loan amounts from $766,551
- For Purchase of a Primary Residence, Second Home, or Investment Property
- Refinance for Rate and Term Financing to Lower Interest Rate and Payment
Housing Investor Loans
- Program for Real Estate Investors
- Qualify Based on Rental Income Cash Flow
Divorce Lending
- Cash-out refinance providing funds for home equity buyout
- Special purpose refinancing rates versus conventional cash-out refinancing
Contact Tim Today!
Tim@TheMortgageCompany.info
(843)471-1740
Tim Murphy
Mortgage Loan Originator
NMLS# 1508452
(843)471-1740
Tim@TheMortgageCompany.info
2411 N Oak Street, Suite-J
Myrtle Beach, SC 29577
Monday-Thursday 9:00-4:00
Friday 9:00-2:00
The Mortgage Company, Inc., DBA The Mortgage Company of SC, NMLS# 1508607 (www.nmlsconsumeraccess.org), 2411 N Oak Street, Suite 301-J, Myrtle Beach, SC, 29577, 843-471-1740, is a South Carolina Mortgage Broker, License #MB1621000. Licensed by the South Carolina Department of Consumer Affairs, 2221 Devine Street, Columbia, SC 29205, 800-922-1594. This is not a commitment to lend or extend credit. All loans, credit and collateral are subject to approval. Restrictions and conditions may apply. Terms, rates, data, programs, information are subject to change without notice, and may not be available in all areas.
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